Our Interest Rates are Fixed!

No matter what happens to the Bank of England’s base rate, if you take out a StarLoans secured loan you will never be charged a higher interest rate. This is because we are 100% self-funded.

Most other lenders charge a variable interest rate – look at the small print! This is because they borrow money at a variable rate themselves and pass on higher rates to protect their profits.

We know that borrowers like the certainty of knowing that their monthly payment cannot rise. This is stated in our loan agreement and is therefore guaranteed. Remember all our loans are regulated by the Financial Conduct Authority.

Personalised interest rates are great value for money

Your interest rate will depend on your personal circumstances and your credit rating. We underwrite every application individually.

StarLoans may not offer the lowest rates in the market but remember:

  • No broker fee – do you really want to pay 10%?
  • Fixed interest rate – who else offers this?
  • Early Repayment Fee of only £100. We challenge you to find anything lower.
  • Unequalled product flexibility and direct customer service.
  • Since 1957 we have been trusted to treat our customers fairly and are always transparent, open and impartial. 

Representative APRC is 18.9% – this is offered to more than 51% of customers

The Representative APRC (Annual Percentage Rate of Charge) includes the cost of arranging your loan as well as the interest charge on the money lent. You will be told the APRC at the earliest opportunity.

You will therefore have plenty of time to think things over and ask us any questions you want. We believe our interest rates and fees are low and compare favourably to our competitors. In fact, we believe that we offer the best value secured loans in the UK.