Use this form to calculate your free cash each week or month. If you take out a secured loan, can you afford the loan repayments?
| INCOME/MONEY COMING IN | EACH WEEK | EACH MONTH |
| Wages/salary – Applicant 1 | ||
| Wages/salary – Applicant 2 | ||
| Benefits | ||
| Maintenance | ||
| Contributions from other people in the household | ||
| Other income | ||
| TOTAL A | ||
| OUTGOINGS/MONEY GOING OUT | ||
| HOME | EACH WEEK | EACH MONTH |
| Rent or Mortgage | ||
| Building/Contents insurance | ||
| Council Tax | ||
| Gas | ||
| Electricity | ||
| Water | ||
| Telephone fixed/mobile | ||
| TV license | ||
| House repairs/renewals | ||
| Other expenditure | ||
| TOTAL B | ||
| LIVING EXPENSES | EACH WEEK | EACH MONTH |
| Food/groceries at home | ||
| Food/drinks out | ||
| Clothes | ||
| Travel | ||
| Car | ||
| Holidays | ||
| Life insurance | ||
| Other living expenses | ||
| TOTAL C | ||
| FINANCIAL COSTS | EACH WEEK | EACH MONTH |
| Credit/store cards | ||
| Credit/store cards | ||
| Credit/store cards | ||
| Credit/store cards | ||
| Bank charges | ||
| Loan repayments | ||
| Loan repayments | ||
| Other | ||
| Other | ||
| TOTAL D | ||
| TOTALS | EACH WEEK | EACH MONTH |
| TOTAL B | ||
| TOTAL C | ||
| TOTAL D | ||
| TOTAL OUT (B + C + D = E) | ||
| TOTAL IN (A) | ||
| FREE CASH (A – E) |